Loan against Deposits

Members can avail instant loans against their existing deposits without breaking them. The Loan Against Deposit facility at Prime Indian Nidhi Ltd. provides members with quick access to funds by using their existing deposits as security, without the need to break or prematurely close them. This convenient financing option offers lower interest rates, faster processing, and flexible repayment terms, while allowing the deposit to continue earning interest. It is an ideal solution for meeting short-term financial needs with ease and efficiency.

KEY FEATURES

FREQUENTLY ASKED QUESTIONS

Answers to Help You Decide Better

Up to a percentage of the deposit value.

Yes, deposits continue to earn interest.

Yes, repayment options are member-friendly.

The loan amount may be adjusted against the deposit.